Fidelity Workplace Investing LLC

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.2 trillion and operations in over 100 markets worldwide. Built on a foundation tracing back to 1799, the firm serves millions of customers, clients, and communities through its six major businesses: Consumer & Community Banking, Corporate & Investment Bank, Commercial Banking, Asset & Wealth Management, and Corporate. The company combines the best of a large global firm with the personalized attention of a community bank. With more than 300,000 employees globally, JPMorgan Chase is one of the world's oldest and most influential financial institutions. The firm provides comprehensive financial solutions including credit cards, mortgages, commercial banking, auto loans, investing and retirement planning, treasury services, and payment solutions. Through innovation, technology investment, and commitment to client service, JPMorgan Chase continues to drive economic growth and financial progress for individuals, businesses, and institutions across the globe.

Cerity Partners Management LLC is a national wealth management and investment advisory firm founded in 2009 and structured as a private partnership. The firm operates across multiple offices in the United States, serving high-net-worth individuals, families, businesses, and nonprofit organizations. The firm's advisory model is built around comprehensive financial oversight rather than investment management alone. Its services span wealth management, tax planning and preparation, estate and gift planning, business owner advisory, corporate retirement plan consulting, and workplace solutions. To deliver this, Cerity Partners assembles cross-disciplinary teams that include attorneys, tax advisors, financial planners, and investment professionals, coordinating across those disciplines on behalf of each client. Cerity Partners operates on a fiduciary basis, with a client-first approach that emphasises objective advice and transparency. The firm positions itself as a place where talented financial advisors can build their practice within a structure that supports integrity and a broad, holistic approach to client service.

Securian Financial is a financial services company headquartered in St. Paul, Minnesota, founded in 1880. With more than 140 years of operation, it develops and delivers insurance, investment, and retirement solutions to individuals, families, and businesses across the United States and Canada. Its customer base numbers in the millions. The company operates as a family of companies, with subsidiaries including Minnesota Life Insurance Company and Securian Life Insurance. Its roots are in life insurance, and that remains a core product line alongside investment and retirement planning services. Products and services reach customers through financial professionals, employers, and direct channels. Securian Financial's work spans several domains relevant to financial services professionals: Insurance: Life insurance and related protection products for individuals and businesses Investments: Investment products and services for a broad customer base Retirement solutions: Planning and savings products designed to support customers' long-term financial security

Vanguard is one of the world's largest investment management companies, founded in 1975 by John C. Bogle and headquartered in the United States. It manages over $9 trillion in assets on behalf of 50 million investors worldwide, with a workforce of approximately 20,000 employees - referred to internally as crew members. Its 458-fund lineup spans index funds, actively managed funds, and exchange-traded funds (ETFs). The firm occupies a distinctive position in asset management through its mutual ownership structure: Vanguard is owned by its funds, which are in turn owned by its investors. This arrangement eliminates outside shareholders, aligning the company's financial interests directly with those of its clients. The structure underpins its focus on low-cost investing - Vanguard's average fund expense ratio stands at 0.07%, compared to an industry average of 0.44%. Vanguard's technical work spans several domains, including: Index fund and ETF management AI-driven trading platforms Hybrid investment advice services Personalized indexing The company has a track record of structural innovation in asset management. It launched the first index fund available to retail investors in 1976 - originally the First Index Investment Trust, now the Vanguard 500 Index Fund - and introduced its first ETF in 2001. Its scale and cost model have historically pressured competitors to reduce fees, a phenomenon known in the industry as "The Vanguard Effect."

Cetera Financial Group is a premier financial services firm that serves as an independent wealth hub, empowering financial advisors to drive client success and business growth. As a national network, Cetera connects advisors with comprehensive resources including financial technology, bespoke guidance, research and market intelligence, and collaborative client service. The company's mission is to help people bring their aspirations to life, whether they're financial professionals building independent practices or clients pursuing their financial dreams. At Cetera, culture is defined by a commitment to creating greater well-being for those served. The company fosters an environment where team members can reach their full potential while supporting financial advisors and institutions nationwide. With a presence across multiple broker-dealers and registered investment advisors, Cetera provides the scale and resources of a large organization while maintaining the personalized approach that independent advisors value. The company continues to expand its RIA platform and innovate in retirement income planning, demonstrating its dedication to evolving alongside the financial services industry.

We're Canada's largest independent online brokerage, and we've spent the last 26 years building something different. We started in 1999 with a simple idea: Canadians deserve better, simpler, and more affordable ways to invest. Today, we manage $50 billion in assets and help hundreds of thousands of Canadians take control of their financial future. We're not a bank, and we're proud of that. Our independence means we can focus on what matters - keeping fees low, offering innovative tools, and providing the support our customers need to succeed. At our core, we're here to help Canadians become more financially successful and secure. Whether you want to build your own portfolio with our self-directed investing platform or prefer a professionally managed Questwealth Portfolio, we've designed our offerings to put more money back in your pocket. We're entrepreneurs at heart, constantly experimenting and pushing boundaries to create better solutions. From zero-commission trading to fractional shares and extended market hours, we're always looking for ways to give Canadians an edge in their investing journey.