Fidelity National Information Services

Fidelity Investments strengthens the financial well-being of millions of customers through comprehensive investment management, retirement planning, and brokerage services. The company provides exceptional customer service, extensive investment choices, and innovative solutions delivered through a personalized experience across digital channels, phone-based support, and a network of 217 Investor Centers nationwide. Headquartered in Boston, Fidelity employs over 78,000 associates across 11 countries and 14 global regional sites. Since its founding in 1946, the privately held company has evolved from a mutual fund provider into one of the world's largest diversified financial services firms, serving individual investors, employers, wealth management firms, and institutional clients with products ranging from mutual funds and ETFs to retirement plans, workplace benefits, and wealth management solutions.

Fiserv is a global payments and financial technology company founded in 1984 through the merger of First Data Processing and Sunshine State Systems, with George Dalton and Leslie Muma at the helm. Headquartered in the United States and operating in more than 100 countries, it serves thousands of financial institutions - including banks and credit unions - alongside millions of businesses and merchants worldwide. In 2019, the company combined with First Data, significantly expanding its merchant services reach. Fiserv is led today by CEO Mike Lyons. The company's infrastructure underpins a substantial share of everyday financial activity. Its transaction processing platform handles up to 25,000 financial transactions per second at peak capacity, while its issuing account services maintain 1.6 billion accounts on file. Its merchant services network spans 6 million locations globally. In 2008, Fiserv launched what it describes as a first-of-its-kind mobile banking solution, an early entry into what has since become a core part of retail banking. Fiserv's technical domains span payments processing, mobile banking, issuing account management, merchant services, and data processing. Its products and platforms sit at the intersection of financial institutions, corporations, merchants, and consumers, handling the movement and management of money across a wide range of use cases and geographies.

Cboe Global Markets is the world's leading exchange network for derivatives, securities, and digital asset trading solutions. Founded in 1973 as the Chicago Board Options Exchange, Cboe pioneered the first listed options contract in the United States, fundamentally transforming the financial landscape. Today, the company operates a robust portfolio of exchanges across North America, Europe, and Asia-Pacific, offering access to options, futures, cash equities, and foreign exchange markets. Cboe is renowned for creating and maintaining the VIX® Index, the global benchmark for market volatility, which has become an essential tool for investors worldwide. The company's cutting-edge technology powers markets globally through its unified trading platform, delivering real-time data, analytics, and clearing services to market participants. Cboe's commitment to innovation is evident in its continuous development of new products and solutions that help investors manage risk and achieve their financial objectives. With approximately 1,661 employees across offices in Chicago, New York, and international locations, Cboe combines deep market expertise with technological leadership. The company's purpose is to build trusted markets that provide a foundation of confidence, enabling investors to focus on managing risk and building sustainable financial futures.

Flowdesk is a regulated digital asset trading and technology firm founded in 2020, offering institutional-grade services across market making, over-the-counter (OTC) trading, and treasury management. The firm is registered as a Digital Asset Service Provider with the Financial Market Authority of France and maintains offices in France, Singapore, and the United States, serving token issuers, exchanges, and financial institutions worldwide. At the core of Flowdesk's offering is a proprietary trading infrastructure platform that integrates over 140 centralized and decentralized exchanges. Built with a compliance-first approach, the platform combines algorithmic trading, proprietary risk management tools, and 24/7/365 market access. Its technical stack spans CEX and DEX integration, derivatives trading, and liquidity provision, with an emphasis on bringing transparency and efficiency to digital asset markets. Flowdesk's service portfolio covers: Market making – liquidity provision for digital asset markets OTC trading – spot and derivatives execution for institutional clients Treasury management – tailored solutions for token issuers and institutions Institutional Credit Desk – capital and credit solutions, the firm's most recently launched offering The firm draws on expertise spanning traditional financial markets and blockchain technology, positioning itself as a full-service counterparty for institutions operating in digital asset markets. Its compliance-first architecture and multi-jurisdictional presence reflect an approach oriented toward regulated, institutional-grade engagement with the sector.

Cross River, founded in 2008 and headquartered in Fort Lee, New Jersey, builds the technology infrastructure that underpins a wide range of financial services. Operating as a federally regulated bank with the agility of a technology company, it serves fintech and technology firms through a proprietary API-driven banking core that handles embedded payments, card issuing, digital lending, and cryptocurrency solutions - reaching millions of consumers and businesses globally. The platform supports both modern and traditional payment rails, including real-time money movement via the FedNow and RTP networks, as well as ACH and wire transfers. It has also integrated stablecoin payments, reflecting its positioning at the intersection of conventional banking infrastructure and emerging financial technology. Partners include Stripe, Visa, Mastercard, and Plaid. Cross River employs over 1,600 people across offices in Fort Lee, New Jersey and Jerusalem. Its operating model combines the compliance and stability requirements of a regulated bank with a technology-first, API-driven approach - a structure that allows it to serve fintech clients who need both speed-to-market and regulatory coverage.

Backbase is a fintech company founded in Amsterdam in 2003 that builds an AI-powered Banking Platform - what it describes as an AI-native Banking OS - designed to help financial institutions move away from fragmented legacy systems toward a unified operational layer. The platform integrates channels, microservices, and APIs to orchestrate customer journeys across retail, SME, commercial, private banking, and wealth management, enabling both human teams and AI agents to work together at scale. The platform is used by more than 150 financial institutions across 40+ countries, with over 75 million end users interacting with products built on it. Backbase generates $345.5 million in revenue and employs approximately 2,500 people. In addition to its Amsterdam headquarters, the company maintains regional hubs in Atlanta and Singapore. From an engineering standpoint, the platform is built around a microservices and API architecture with AI and AI agent capabilities integrated at the core. Key technical domains include omnichannel delivery, customer journey orchestration, and the broader Banking OS layer that sits across a financial institution's lines of business.