Global Payment Holding Company

In 1984, our founders George Dalton and Leslie Muma had a vision to transform how financial institutions operated. They merged First Data Processing and Sunshine State Systems to create Fiserv - a national data processing organization focused on the financial services industry. What started as a way to help banks and credit unions manage their operations more efficiently has evolved into so much more. Today, we are a global leader in payments and fintech, serving thousands of financial institutions and millions of businesses in more than 100 countries. Our journey has been marked by continuous innovation and strategic growth. From launching the first-of-its-kind mobile banking solution in 2008 to completing a transformative combination with First Data in 2019, we have consistently pushed the boundaries of what is possible in financial technology. Now, under the leadership of CEO Mike Lyons, Fiserv moves more than money - we move commerce, culture and communities forward. With 6 million merchant locations globally, 1.6 billion issuing accounts on file, and the capacity to process 25,000 financial transactions per second at peak, we are the invisible force powering everyday financial interactions for millions of people worldwide.

Privacy, founded in 2014 and based in the United States, operates a payments platform that generates virtual, masked debit cards for use in online commerce. The platform creates unique, anonymized 16-digit card numbers that stand in for a user's real payment details, shielding actual financial information from merchants and reducing exposure in the event of a data breach or unauthorized charge. The company serves both consumers and businesses and claims to have processed billions of dollars in payment volume across more than 250,000 users. The core product allows users to issue virtual cards with configurable controls, including locking a card to a specific merchant, setting spending limits, restricting cards to a single transaction, and pausing or closing cards at any time. Premium tiers extend these capabilities with category-level budget tracking, cashback rewards, and foreign transaction fee waivers for international purchases. Security infrastructure includes PCI-DSS compliance, SOC 2 Type II certification, and 256-bit encryption. Privacy operates in the fintech and consumer payments space, addressing a specific problem - payment data exposure during online transactions - through infrastructure that sits between the user's bank account and the merchant. Its technical domain spans virtual card generation, payments infrastructure, fraud prevention, and merchant-binding mechanisms. The platform is available to users in the United States.

Cboe Global Markets is the world's leading exchange network for derivatives, securities, and digital asset trading solutions. Founded in 1973 as the Chicago Board Options Exchange, Cboe pioneered the first listed options contract in the United States, fundamentally transforming the financial landscape. Today, the company operates a robust portfolio of exchanges across North America, Europe, and Asia-Pacific, offering access to options, futures, cash equities, and foreign exchange markets. Cboe is renowned for creating and maintaining the VIX® Index, the global benchmark for market volatility, which has become an essential tool for investors worldwide. The company's cutting-edge technology powers markets globally through its unified trading platform, delivering real-time data, analytics, and clearing services to market participants. Cboe's commitment to innovation is evident in its continuous development of new products and solutions that help investors manage risk and achieve their financial objectives. With approximately 1,661 employees across offices in Chicago, New York, and international locations, Cboe combines deep market expertise with technological leadership. The company's purpose is to build trusted markets that provide a foundation of confidence, enabling investors to focus on managing risk and building sustainable financial futures.

Fidelity National Information Services (FIS) is a financial technology company founded in 1968 and headquartered in Jacksonville, Florida. Publicly traded on the New York Stock Exchange (NYSE: FIS) and ranked among the Fortune 500, FIS operates across more than 50 countries with a workforce of over 70,000 employees. The company provides technology infrastructure to banks, financial institutions, and businesses, processing more than $9 trillion in transactions annually - equivalent to over 10% of global payment transactions. FIS organises its business around three broad areas: banking technology, payments, and capital markets. Its product portfolio includes core banking platforms, card issuance systems, merchant processing infrastructure, wealth management platforms, and risk management tools. The company serves more than 20,000 clients worldwide, ranging from retail and institutional banks to capital markets firms, and supports approximately $2.5 trillion in assets under administration. The company's technology stack spans the full financial services ecosystem. Its payments capabilities cover card services and merchant processing; its banking solutions underpin core operations for retail and institutional clients; and its capital markets and wealth management platforms address trading, risk, and investment administration. FIS has expanded its capabilities over the years through a combination of internal development and acquisitions.

At FinDock, we believe that every payment is an opportunity to create a meaningful customer moment. Founded in 2014, we started by helping nonprofits manage recurring donations in Salesforce - and soon realized that payments weren't just operational processes, but vital touchpoints that build relationships. Our team lives this vision every day: we're a 100% native Salesforce app, which means we work within the platform our customers already trust, creating seamless payment experiences that feel like part of the conversation, not an interruption. Our culture is built on trust, customer success, doing good, and helping people thrive. We've been recognized as a Great Place to Work for four consecutive years because we take ownership seriously - whether that's solving a complex technical challenge for a partner or ensuring our engineering teams have the clarity they need to do their best work. We organize in cross-functional product teams and craft-based guilds (what we call Nexi), so engineers can grow their discipline while delivering real impact for customers ranging from UNICEF to ABN AMRO.

Cross River, founded in 2008 and headquartered in Fort Lee, New Jersey, builds the technology infrastructure that underpins a wide range of financial services. Operating as a federally regulated bank with the agility of a technology company, it serves fintech and technology firms through a proprietary API-driven banking core that handles embedded payments, card issuing, digital lending, and cryptocurrency solutions - reaching millions of consumers and businesses globally. The platform supports both modern and traditional payment rails, including real-time money movement via the FedNow and RTP networks, as well as ACH and wire transfers. It has also integrated stablecoin payments, reflecting its positioning at the intersection of conventional banking infrastructure and emerging financial technology. Partners include Stripe, Visa, Mastercard, and Plaid. Cross River employs over 1,600 people across offices in Fort Lee, New Jersey and Jerusalem. Its operating model combines the compliance and stability requirements of a regulated bank with a technology-first, API-driven approach - a structure that allows it to serve fintech clients who need both speed-to-market and regulatory coverage.